Dallas, TX · Fix & Flip

Fix & Flip loans in Dallas, TX

The short answer

TSG Capital arranges fix & flip loans in Dallas, TX — business-purpose financing on non-owner-occupied investment property, placed through our network of lenders rather than lent directly. TSG Capital arranges fix & flip loans for real estate investors — short-term, business-purpose financing that covers both the purchase and the rehab of a non-owner-occupied property. Corporate relocations and population growth keep both the flip and buy-and-hold markets moving. Send a financing inquiry to discuss options for your Dallas deal.

Fix & Flip financing for Dallas investors

Dallas anchors the DFW metroplex, a magnet for corporate headquarters and in-migration that supports strong rental absorption and new construction demand.

A fix & flip loan is short-term capital built for the way investors actually buy: fast, on the property, and structured around the deal rather than a personal credit box. TSG Capital arranges the acquisition financing and the rehab budget together, so you can close on a distressed property and fund the renovation from the same facility. Because the loan is business-purpose and secured by a non-owner-occupied investment property, it is underwritten primarily on the asset — the as-is value, the rehab scope, and the credible after-repair value (ARV) — not on your W-2 income.

Leverage on these loans is usually expressed two ways. Loan-to-cost (LTC) measures the loan against your total project cost (purchase plus rehab); lenders in our network often go up to roughly 85–90% of purchase and frequently 100% of rehab. Loan-to-ARV caps the loan against the finished value, commonly in the 65–75% range, which protects both you and the lender if the market softens. Rehab dollars are almost always held back and released in draws as work is completed and inspected, so you are only paying interest on money you have actually deployed.

Typical terms

Ranges below are typical across our lender network for fix & flip loans — not a quote or a guarantee. Availability and terms vary by lender and by property location.

Leverage
Up to ~90% of purchase (LTC) and often 100% of rehab; typically capped near 65–75% of ARV
Term
6–18 months, interest-only
Rate
Varies by lender, experience, and leverage — quoted as a range on your term sheet
Points
Origination points typically 1.5–3.5, deal-dependent
Time to close
Often 7–14 days once the file is complete

Is this structure a fit for your Dallas deal?

Best fitTypical exitLender focuses on
Distressed acquisition plus renovationShort-term sale or refinanceAs-is value, scope, ARV, experience

Who we work with in Dallas

  • Investors buying distressed or value-add single-family and small multifamily to renovate and resell
  • Flippers who need purchase and rehab capital from one facility
  • Operators who value speed and certainty of close over the lowest possible rate
  • Entities (LLCs) taking title for business purposes — not owner-occupants

What to have ready

Send a complete first-look package so the request can be matched without guessing at the property, budget, or exit.

Property address and purchase contract
Entity documents and signer identification
Requested loan amount and intended exit
Current property photos and insurance contact
Itemized rehab scope and contractor bids
Comparable sales supporting the projected ARV

Dallas fix & flip loan FAQ

Do you arrange fix & flip loans in Dallas, TX?+
Yes. TSG Capital arranges fix & flip loans on non-owner-occupied investment property in Dallas, TX, placing your deal through our network of business-purpose lenders. Submit the property and your numbers for lender consideration.
What is a fix & flip loan?+
A short-term, business-purpose loan that funds both the purchase and the renovation of an investment property you intend to resell. It is secured by the property and typically sized against the after-repair value (ARV), with rehab money released in draws.
How much of the rehab will a fix & flip loan cover?+
Lenders in our network frequently fund up to 100% of the rehab budget, released through a draw schedule as work is completed and inspected. Purchase leverage is often up to roughly 85–90% of the price, with the total loan capped against ARV.
How fast can a fix & flip loan close?+
Because these are asset-based and business-purpose, closings often happen in about 7–14 days once title, insurance, and the rehab scope are in hand — far faster than a conventional mortgage.
Do I need a down payment?+
Usually yes. Most fix & flip lenders want the borrower to have skin in the game, commonly 10–15% of the purchase price plus closing costs, though leverage varies by experience and deal strength.

Discuss your Dallas deal

Start with your name, email and financing interest.

For Texas investment properties. Business-purpose financing for entity borrowers and non-owner-occupied properties.

Add deal details or a phone number (optional)

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Ready when you are

Have a Dallas deal?

Send a financing inquiry and see what we can arrange for your Dallas, TX project.

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