Investor financing, explained.
Straight answers on how business-purpose real estate financing actually works — the loan types, the terms lenders use, and how to structure a deal that gets funded.
What is a DSCR loan?
A DSCR loan qualifies on a rental property's cash flow instead of your personal income. Learn how DSCR is calculated, what ratio you need, and when to use one.
Read guide →Hard money vs. conventional financing
Hard money is fast, asset-based, and short-term; conventional is cheap, slow, and income-documented. Here is when each one wins for real estate investors.
Read guide →How to finance a BRRRR
Learn how BRRRR financing combines a short-term rehab loan with a later DSCR refinance, including leverage, seasoning, rent, and exit planning.
Read guide →Fix & flip loan requirements
What do fix & flip lenders require? Down payment, experience, ARV, rehab scope, credit, and reserves — here is what actually drives approval and leverage.
Read guide →Bridge loans explained
Learn how bridge loans help investors close now and refinance or sell later, including typical leverage, timelines, costs, and why the exit plan matters.
Read guide →Ground-up construction financing basics
How construction loans work: draw schedules, loan-to-cost vs. loan-to-completed-value, and the budget, builder, and exit that get a ground-up deal funded.
Read guide →LTV vs. LTC — what lenders mean
LTV measures a loan against value; LTC measures it against cost. Investors need both — here is how each is calculated and why lenders apply the lower one.
Read guide →Points and origination fees explained
What are points on a hard-money or investment loan? How origination fees work, how to compare them against rate, and how they affect your true cost of capital.
Read guide →How fast can a hard-money loan close?
Hard-money loans often close in 7–14 days — sometimes faster. Here is what drives the timeline and how to prepare a file that funds quickly.
Read guide →Business-purpose vs. consumer loans (why it matters)
Understand how business-purpose investment-property loans differ from consumer mortgages, including occupancy, entity, documentation, and use-of-funds rules.
Read guide →What private lenders look for in a deal
Private and hard-money lenders weigh the asset, the exit, the borrower, and the numbers. Here is the four-part checklist that gets an investor deal funded.
Read guide →How a loan broker helps real estate investors
Learn how a business-purpose loan broker organizes an investor request, compares lender programs, presents terms, and coordinates the file through closing.
Read guide →Have a deal to finance?
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