Coverage · Texas

Real estate investor loans in Katy, TX

The short answer

TSG Capital arranges business-purpose real estate investor loans in Katy, TX — fix & flip, bridge, DSCR rental, ground-up construction, portfolio, cash-out refinance, and BRRRR financing — placed through a network of lenders rather than lent directly. A premier Houston suburb with top schools and steady family-rental demand. All loans are for non-owner-occupied investment property held by a business entity. Request a no-obligation term sheet to see terms for your Katy deal.

The Katy investor market

Katy's master-planned communities west of Houston sustain premium rents and consistent renovation opportunity in Fort Bend and Harris counties.

TSG Capital is a business-purpose loan broker. We organize your Katy request and compare it with investment-property lender programs that fit the property, leverage, borrower experience, and exit. Every request must involve non-owner-occupied investment property held for a business purpose; we do not offer consumer or owner-occupied mortgages.

Local lending context

Our Katy coverage includes properties across Harris, Fort Bend, and Waller counties. Common requests include family rentals, light rehabs, BRRRR projects, and portfolio holds.

What to verify before you request financing

  • Confirm the exact municipality, MUD, tax rate, and flood exposure.
  • Review HOA and deed restrictions before planning exterior or use changes.
  • Use school-zone and subdivision-level comparables for rent and resale.

What we fund in Katy

Hard Money

TSG Capital arranges hard money loans for Texas real estate investors — short-term, business-purpose financing secured by non-owner-occupied investment property.

Fix & Flip

TSG Capital arranges fix & flip loans for real estate investors — short-term, business-purpose financing that covers both the purchase and the rehab of a non-owner-occupied property.

Bridge

TSG Capital arranges bridge loans for real estate investors — fast, short-term, business-purpose financing that lets you close on a property now and refinance or sell later.

DSCR Rental

TSG Capital arranges DSCR rental loans — long-term, business-purpose financing that qualifies on the property's cash flow (its debt-service coverage ratio) rather than your personal tax returns.

New Construction

TSG Capital arranges ground-up construction loans for builders and investor-developers — business-purpose financing that funds a project from the lot through to certificate of occupancy.

Portfolio

TSG Capital arranges rental portfolio loans — a single business-purpose (blanket) loan that finances or refinances multiple rental properties at once, qualified on the portfolio's combined cash flow rather than personal income.

Cash-Out Refi

TSG Capital arranges cash-out refinance loans on investment property — business-purpose financing that turns built-up equity into deployable capital without selling the asset.

BRRRR

TSG Capital arranges fix-to-rent (BRRRR) financing — the two-loan stack that powers Buy, Rehab, Rent, Refinance, Repeat.

Prepare before you submit

Compare the available Texas investor loan programs, then use the loan-readiness checklist to organize the property, budget, entity, experience, liquidity, and exit information a lender will review.

Katy investor loan FAQ

What investment-property loans are available in Katy?+
TSG Capital accepts Texas business-purpose requests for fix-and-flip, bridge, DSCR rental, ground-up construction, portfolio, cash-out refinance, and BRRRR financing in Katy, TX. Program availability and terms depend on the selected lender and the specific file.
Does TSG Capital directly lend in Katy?+
No. TSG Capital is a business-purpose loan broker and financing arranger. We organize the request and place it with third-party investment-property lenders; the selected lender makes the credit decision and funds the loan.
Can I finance an owner-occupied home in Katy?+
No. The public program is only for business-purpose financing secured by non-owner-occupied investment property, generally held by a business entity. TSG Capital does not offer consumer or owner-occupied residential mortgages.
What should I submit for a Katy investor loan review?+
Start with the property address, purchase price or current value, requested loan amount, business plan, budget if work is planned, expected rent or ARV, ownership entity, experience, and intended exit. A complete first-look package produces a more useful lender match.

Finance a Katy deal

Business-purpose investment loans. No obligation.

By submitting, you agree that TSG Capital may contact you by phone, text, or email about this request. Consent is not a condition of obtaining services. Business-purpose, non-owner-occupied investment property only. Privacy. Not a commitment to lend.

How it works

Three steps to a term sheet.

We do the lender-shopping so you don't have to fill out five applications and wait.

01

Tell us the deal

Send the property, the numbers, and your timeline. Two minutes — no hard credit pull to start.

02

We match the file

We compare your request with lender programs that fit the property, leverage, experience, and timeline.

03

Review your option

If a lender approves the request, you review its term sheet and we help coordinate the file through closing.

Ready when you are

Have a Katy deal?

Request a no-obligation term sheet and see what we can arrange for your Katy, TX project.

Request My Term Sheet